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Finding the Best Financing Option for Furniture

December 13, 2020 by · Leave a Comment 

Blog provided by Curacao

When you’re moving into a new home, you may find yourself in the unfortunate situation of setting up a living area without furniture. If you want comfortable, cozy surroundings that feel like home but can’t afford to pay for furniture in full, you may want to consider furniture financing.

There are several financing options that allow you to pay for furniture in monthly increments so you can take it home for a lower price. You might consider renting furniture at rent-to-own stores such as Aaron’s, Rent-A-Center, and Casa One. However, obtaining furniture from rent-to-own stores can be very expensive. Rent-to-own agreements often end in customers paying several times a product’s retail price.

In-store financing can be a cheaper and more convenient option than rent-to-own stores for many customers. Stores such as IKEA, Pier 1, and Furniture Mart offer in-store financing for their furniture products. The catch is that these financing options may not be accessible to customers with lower credit scores, as they usually require fair to good credit scores to qualify for these services.

If you’re looking for a furniture financing option that is available to customers with low credit scores, finance your furniture with Curacao Credit. You’ll find beds, sofas, dining room sets, and living room furniture. Past customers have even improved their credit scores by using the Curacao store card and making successful payments. It’s quick, easy, and convenient to get approved for a Curacao store card. Sign up today and you could be approved within seconds!

Medicare Supplemental Insurance

June 5, 2020 by · Leave a Comment 

Blog provided by Robert W. Gray

Universal healthcare has not necessarily been the choice of individuals in America until Obamacare created a system like several countries such as Britain and Germany.

However, there are complications in using such a system especially when it comes to the current health system that the United States is moving away from. Take for example, the needs of senior citizens and their enrollment with Medicare.

To put it blatantly: it’s not enough, and this brings in the necessity for senior insurance which has been offered by several insurance carriers under the supervision of the government to cover charges that cannot be covered under Medicare using plans from A to L.

There are several names for this kind of insurance, one being Medicare supplemental insurance that increases with more coverage and benefits as the plans move up from A to L. If you are interested in purchasing a plan for yourself, there are several ways to do this.

Calling insurance companies to check for their premiums might be one of the best ways to make every dollar count, and since the government regulates the benefits offered by the aforementioned plans, there is very little to choose from except for the prices involved.

The elderly should also consider getting life insurance plans.  Choosing one of these plans for yourself is an important choice so be careful enough to take your time when doing so.

About the Author:

Robert W. Gray has been a trusted name in business and law for over 25 years. As CEO of Insurety Capital, Robert W. Gray has helped businesses grow into profitable enterprises by providing operating capital and financial solutions to liquidity problems. Follow Robert W. Gray on his Linkedin.

How a “Cash-less Future” Might Work

January 16, 2017 by · Leave a Comment 

The future of payments may look a little bit different in the next few decades, and that’s because cash is slowly going the way of the Dodo bird. Cash has been a useful method to pay for transactions partially because it was the only verifiable method to do so. Cash had value, but checks and credit cards have slowly begun working their way into the fabric of modern society.

In the next decades, cash will be an even smaller portion of financial transactions than already take place on the streets as more companies turn to a reliable online credit card processing for e-commerce.

One might ask, “What would replace cash?”

The solution is something we’ve already been using, just in a different format. The smartphone is now equipped with microchips that are designed to store bits of data that are associated to your bank accounts. This information is persistent, so it goes from one phone to the next, and is backed by several layers of security.

You first secure your phone, then the account itself, and finally the chip is encrypted to prevent unauthorized access. If the hacker ever wiped your device, the encrypted chip would prevent them from taking any of your financial data. According to the experts, this technology is very similar to what’s in newer credit and debit cards.

That same chip also facilitates the transaction itself. Everything is done wirelessly, and newer technologies may not even require WiFi connections to do so.

These “digital wallets” would be able to follow us from device to device, and all throughout our lives. Much like your bank account already. Transactions would all require a smartphone, or some other device in place of the phone, and money would be moved almost instantly.

Choosing the Right Construction Turnaround Service

August 24, 2015 by · Leave a Comment 

Construction Turnaround ServiceTurnaround services are crucial in maintaining a continuous flow of operation. Many times units are shut down due to a lack of maintenance. This leads to a loss that can go up to the millions. Also, by working in such small spaces there is the possibility of miscommunication that can potentially cause fatal problems.

Do Proper Research

When you research construction & turnaround services, it is important to choose a highly-experienced team. Some turnaround companies will offer to observe the work patterns in your industry and plan around your company schedule. This is highly recommended. You want a team of project managers and field supervisors that know how to utilize their environment and safely control unexpected issues.

Keep Your Company Safe

When you are speaking with a construction consultant that represents the turnaround service, you will need to partake in a negotiation of trust, if you will. Safety is a primary consideration when choosing your candidate. Not only will you have to worry about the safety of your company but also the safety of your employees. You want to confirm that they have properly-trained personnel that can handle working in any situation that is thrown at them. Also, be sure that they carry proper safety equipment on hand at all times.

Bio: Lyle Charles is the president of Lyle Charles Consulting, a construction-based business that bases their opinions and expert reports on industry standards and general care for the structural work on a project.


 

A Brief History of Accountants

June 4, 2015 by · Leave a Comment 

By Phin Upham

Accounting, from its earliest days, was always the practice of assessing a transaction. It grew over time to represent a more holistic view of a company, with accountants providing statements that helped assess the strength of a company or an investment. Individual accountants manage wealth that affects their client’s livelihoods. The practice of money crunching did not invent itself over night, it adapted with each new change brought on by the economy and related technologies.

Early Accounting

Original accountants kept ledgers that recorded barters that took place, and their role was primarily legal. An account of the barter helped track what both parties agreed to do, as well as specified times. This was rudimentary, and failed to take into account the true value of goods, but without a standard and widely accepted form of currency it was the norm for some time in human history.

Double-Entry Bookkeeping

Monks in Italy created a system whereby storeowners recorded both the credits and debits associated with a transaction to help balance out the books. This system was highly regarded when it debuted, mostly because it simplified what had previously been a line-by-line affair and made it easier to view the health and finances of a company. This system is still in use today, but expanded to include much more data as the railroad came to America. Access to parts of the country in a matter of days, not weeks or months, meant that investors could realistically inspect an investment and learn about its inner workings.

That put accountants in the role of diagnostician. They became responsible for producing reports that documented the financial health of a company, including all transactions and potential losses.


About the Author: Phin Upham is an investor at a family office/ hedgefund, where he focuses on special situation illiquid investing. Before this position, Phin Upham was working at Morgan Stanley in the Media and Telecom group. You may contact Phin on his Phin Upham website or LinkedIn page.

The Duties of Construction & Turnaround Services

March 5, 2015 by · Leave a Comment 

Written by: Lyle Charles Consulting

Summary: Turnaround services fulfill an important role in construction projects.

Refineries need scheduled upgrades in order to run properly, and for longer periods of time. Plant managers tend to schedule these operations well in advance so that everyone understands what is required before work can begin. Still, extended down time is a bad thing. Construction & turnaround services help deal with this very problem by expediting the process. Here is how it works.

What Turnaround Accomplishes

A turnaround service is effectively contracting out to help deal with a specific problem. Revamping a reactor at a power plant, for example, is not a job that any construction crew can handle. Turnaround services are trained in responding to specific circumstances. They can also coach your existing crew through the process. Many times, businesses that are failing or seeing lower returns can only afford to hire a coach. Coaches can also help review a project before the work begins.

Basic construction doesn’t typically involve hazardous materials, but some projects can require a special helping hand. Lab setups, for instance, are a good example. Special care must be taken to set up equipment and build clean rooms.

Other Needs

Even with a well-planned operation, there is still plenty of room for things to go sour. Bad materials, for instance, can cause damage that can have an effect on the environment around the plant too. In these situations, hiring a structural steel expert is mandatory in order to test the integrity of the materials used. Failure to verify that materials are of the proper quality can result in damages over time.

Bio: Lyle Charles is an expert in construction & turnaround services, including construction mediation and claims analysis.

Accepting Money For Your Online Business In 3rd World Countries

February 15, 2013 by · Leave a Comment 

Article written by Future Finance Solutions

Nigerian-business

Believe it or not, accepting money in third world countries is becoming very important for businesses.  Online businesses are not alone here either, as they need to be able to send and receive money in these countries in a reliable fashion.  This is in order for them to be able to really help drive the growth of their company from start to finish.  Company growth comes with new customers and by being able to send and receive money in any country you can make this happen.

Third-party processors of payments can make it possible for you to accept and send out money all around the world, even in 3rd world countries.  Signing up with a third-party processor is a very simple task and pretty much just involves you creating an account and linking up a bank account of some kind.  Once you are up and running, you and your other businesses and consumers you work with can have money sent back and forth through this third-party processor and the account in general.  This is a very easy thing to get set up with and you will not have to worry about security concerns over the money transfers, reliability, and so on.

How to Accept Money Online for Your Business

January 8, 2013 by · Leave a Comment 

Whether you run a brick-and-mortar clothing store or a high-end restaurant, chances are you already have a presence online – an informative website where your customers can go to learn more about your company and the products and services that you offer.

While you might have a great website, you might not have the ability to accept money online through your site. This can be a tremendous setback to the success of your business, since most customers want the ability to purchase your products and services directly online.

Accepting credit cards and checks online for your business is crucial to the success of your company. If you want to accept money online for your business, you will need to open a merchant account with a company like SolidTrustPay.  Once you’re approved for a merchant account, Solid Trust Pay offers a free business starter account for companies that want to accept payments online from their customers.

Setup is not only free, it’s very easy. Solid Trust Pay will provide you with everything you need to integrate the service with your website, which includes adding a snippet of code in the customer purchase area. Once the setup is complete, your clients will be redirected to a safe checkout page, where they can complete a sales transaction to purchase your products or services.